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PM Vishwakarma Scheme
38. PM Vishwakarma Scheme
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GS2 Welfare Schemes, Livelihood Use to discuss
GS2 Welfare Schemes, Livelihood Use to discuss targeted support for traditional artisans Support for Artisans & and craftspeople through skill development and Craftspeople ffinancial aid
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GS3 Employment, Inclusive Growth, Relevant for
GS3 Employment, Inclusive Growth, Relevant for highlighting government efforts to Skill Development enhance livelihoods through skill training and market access
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Overview PM Vishwakarma is a Central Sector Scheme
Overview PM Vishwakarma is a Central Sector Scheme which was launched on September 17, 2023
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Objective
Enhance the livelihoods of artisans and craftspeople by providing ffinancial, skill development, and marketing support, ensuring holistic support for their socio-economic upliftment.
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GS2 Governance, Employment Use to discuss
GS2 Governance, Employment Use to discuss government schemes aimed at job Schemes, Post-Pandemic creation, formal sector employment, and post-COVID Recovery economic recovery
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GS3 Employment, Inclusive Relevant for highlighting
GS3 Employment, Inclusive Relevant for highlighting post-pandemic employment Growth, Economic Recovery generation and incentives for employers to hire new staff
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Objective Incentivize Employment
Encourage employers registered with EPFO to hire new employees and re-employ individuals from low-wage brackets who lost jobs during the COVID-19 pandemic.
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GS3 Employment, Inclusive Relevant for discussing
GS3 Employment, Inclusive Relevant for discussing ffinancial inclusion, social Growth, Social Protection protection, and security for vulnerable workers
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Overview Purpose
Provide a monthly pension to workers in the unorganised sector to ensure ffinancial security in old age.; Objective: To offer ffinancial protection and stability to unorganised sector workers, including vendors and street-side workers, after the age of 60.; Eligibility:; Workers aged 18-40 with a monthly income of ₹15,000 or less.; Not a member of EPFO, ESIC, or NPS (Government-funded).
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Impact Fffinancial Security
Ensures a stable source of income post-retirement for unorganised workers.; Increased Coverage: Extends social security benefits to millions of workers who lack formal employment benefits.; Centralised Management: LIC manages contributions, ensuring a streamlined and reliable pension delivery system.
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Atal Pension Yojana (APY)
42. Atal Pension Yojana (APY)
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GS3 Employment, Inclusive Relevant for discussing
GS3 Employment, Inclusive Relevant for discussing ffinancial inclusion, pension Growth, Social coverage, social protection, and guaranteed old-age income Protection for vulnerable workers in the unorganised sector.
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Context
As of October 2025, Atal Pension Yojana (APY) has crossed 8.34 crore enrolments.
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About Atal Pension Yojana (APY)
APY is a government-backed pension scheme aimed at providing old-age income security to workers in the unorganised sector, encouraging voluntary retirement savings.; It replaced the Swavalamban Yojana (also known as NPS Lite) scheme.; Implemented on : 1 June 2015.; Administered by Pension Fund Regulatory and Development Authority (PFRDA).; Implemented through banks and post offices designated as Points of Presence –…
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GS2 Governance, Welfare Schemes, Use to discuss
GS2 Governance, Welfare Schemes, Use to discuss empowerment through skilling, Empowerment of Minority entrepreneurship, and leadership training in minority Groups communities
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GS3 Inclusive Growth, Employment, Relevant for
GS3 Inclusive Growth, Employment, Relevant for livelihood enhancement, income Economic Development generation, and fostering entrepreneurship in marginalized communities
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Facts Type
Central Sector Scheme; Focus: Skilling, entrepreneurship, and leadership training for minority and artisan communities across India.; Integration: Converges ive schemes from the Ministry of Minority Affairs.
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Infrastructure Development ➢ Model
Convergence with other schemes using the "Hub and Spoke" model; Art and Craft Villages: Known as: Vishwakarma Villages (Hubs); Focus: Showcase and promote local artistic culture, providing artisans with a dignified cultural identity
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Salient Features Components
Port Modernization & New Port Development: Expansion of existing ports and development of new Greenfield ports.; Port Connectivity Enhancement: Improve connectivity with the hinterland through road, rail, and waterways, optimising cargo movement.; Port-linked Industrialization: Develop industrial clusters and Coastal Economic Zones near ports.; Coastal Community Development: Support sustainable coastal community…
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Mahatma Gandhi National Rural Employment Guarantee
48. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
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GS2 Governance, Welfare Schemes, Use to discuss
GS2 Governance, Welfare Schemes, Use to discuss employment generation, livelihood Rural Development security, and poverty alleviation in rural areas
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GS3 Rural Development, Relevant for highlighting
GS3 Rural Development, Relevant for highlighting the role of MGNREGA in Employment, Inclusive Growth creating sustainable rural livelihoods and boosting rural economies
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Overview and Objective
Launched in 2005, MGNREGA is a centrally sponsored scheme aimed at enhancing rural livelihood security.; The scheme guarantees 100 days of unskilled manual work annually to adult members of rural households.; Its primary objective is to reduce poverty, improve rural economic conditions, and curb migration by providing guaranteed employment.
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Key Achievements Employment Generation
Over 11.37 crore households have availed employment, generating 289.24 crore person-days of work till December 2022.; During the COVID-19 lockdown, the scheme supported 11 crore workers.
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GS 3 Economic Development, Industrial Can be used
GS 3 Economic Development, Industrial Can be used as example in Growth, Employment Generation, questions discussing economic growth, Agriculture & Food Processing, industrial policy, manufacturing, employment Science & Technology – Innovation generation, technological innovation, and self- reliance etc.
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Signi icance Enhanced Manufacturing Ecosystem
Transforms India's industrial capacity, boosting export potential and technological leadership.; Self-Reliance: Reduces dependence on imports which aligns with the Atmanirbhar Bharat vision.; Economic Growth: Drives employment growth, innovation and value-added production in high- growth sectors.
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Impact Economic Growth
Promotes last-mile connectivity, boosting supply chains and enhancing India’s global competitiveness.; Job Creation: Generates employment opportunities through infrastructure development.; Business Investment: Helps investors plan strategically by providing comprehensive data on infrastructure projects and industrial hubs.; Ease of Living: Improves transportation ef iciency, reducing travel time and enhancing access…
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Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
51. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
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Technology Integration PM-KISAN Portal
Provides a comprehensive platform for registration, beneficiary management, and grievance redressal.; Seamless Operations: Integrated with UIDAI, PFMS, NPCI and Income Tax Department for efficient fund distribution and veri ication.; Grievance Redressal: Real-time assistance through a 24x7 call facility and the ‘Kisan e-Mitra’ AI chatbot which is available in 10 languages.
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Kisan Pehchaan Patra Context
The Union Ministry of Agriculture and Farmers’ Welfare has made obtaining a farmer ID mandatory for registering new beneficiaries under the PM-Kisan Scheme.
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Advanced Tools
Uses satellite imagery, remote sensing, drones, AI, and machine learning for accurate loss assessment.; PMFBY Portal: Integrates land records to ensure transparency and efficiency.; Service Tax Exemption: Exemptions are provided for services related to scheme implementation.
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Startup India
56. Startup India
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GS3 Employment, Relevant for highlighting job
GS3 Employment, Relevant for highlighting job creation, funding Infrastructure, MSMEs, support, and ecosystem development for startups Startups and innovation
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Overview
Startup India was officially launched on January 16, 2016, by the Government of India to foster a culture of innovation and support new business ventures across the country.
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Objectives
The main objective of Startup India is to promote economic growth and create job opportunities through innovation, entrepreneurship support, and reducing barriers to business creation and scaling.
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Salient Features Funding Support and Incentives
A Fund of Funds with a corpus of ₹10,000 crore was established to provide capital support through partner funds.; Dedicated credit guarantee fund and tax exemption incentives are in place for eligible startups.; Startups also enjoy income tax exemptions for three consecutive years.; Industry-Academia Partnership and Incubation:; Regular Startup Fests encourage knowledge exchange and innovation showcasing.…
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Credit Guarantee Fund
The Credit Guarantee Fund for Startups (operationalized through SIDBI) was planned with an allocation of ₹500 crore per year for four years to facilitate bank credit to startups with minimal collateral.
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Impact
By December 31, 2023, India reported 1,17,254 DPIIT-recognized startups.; These startups collectively created over 12.42 lakh direct jobs.; Startups are distributed across all States and Union Territories, with presence in over 80% of India’s districts