A
A scheme managed exclusively by the Ministry of Finance without any regulatory oversight
B
A pension plan where the final payout is predetermined regardless of market returns
C
An insurance product providing fixed monthly returns guaranteed by the private employer
D
A pension plan where the final payout depends entirely on accumulated contributions and investment returns
Correct answer: (d) A pension plan where the final payout depends entirely on accumulated contributions and investment returns
Explanation
Option D is correct because a Defined Contribution pension system relies on accumulated contributions and the returns generated from investments. Option B describes a defined benefit plan, while options C and D misrepresent the pension framework and administrative structure.
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