Why in news
- EPFO disbursed monthly pensions early for over 4.4 lakh pensioners under the Keralam Zone using its Centralized Pension Payment System (CPPS).
What is the Centralized Pension Payment System (CPPS)?
- National-level IT infrastructure under the Employees Pension Scheme (EPS), 1995, managed by the Employees Provident Fund Organisation (EPFO).
- Designed to replace decentralized regional pension disbursement hubs with a single central platform for seamless bank credits.
Key Operational Changes
- Before: Pensioners faced delays and required physical transfer certificates when changing banks or locations across regional zones.
- After: CPPS enables direct, national-level credit to any bank account in India without requiring inter-zonal transfer orders.
Why it matters
- Enhances ease of living for over 78 lakh EPS pensioners by eliminating branch-visiting hurdles and ensuring timely social security delivery.
- Aligns with digital governance initiatives under the Ministry of Labour and Employment.
Key terms
EPS, 1995
Social security scheme providing pension for organized sector employees after 58 years of age.
CPPS
Centralized IT platform enabling pension disbursement across any bank branch in India without location constraints.
Prelims facts
- CPPS enables nationwide pension credit to EPS 1995 beneficiaries without requiring PPO transfers across regional zones.
Mains discussion
- Role of technology-enabled reforms in improving social security delivery and administrative efficiency.
Source: PIB English
Same topic · past papers
UPSC has asked this before
These previous-year questions sit on the same topic. Open one to practise the earlier ask.
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2019 · Q87 · General Studies · 2 marks
Consider the following statements: The Reserve Bank of India's recent directives relating to 'Storage of Payment System Data', popularly known as data diktat, command the payment system providers that 1. they shall ensure that entire data relating to payment systems operated by them are store in a system only in India -
2015 · Q55 · General Studies · 2 marks
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2026 · Q13 · General Studies · 2 marks
| Central Bureau of Investigation (CBI) | To preserve values in public life and ensure the health of the national economy | Ministry of Personnel, Public Grievances and Pension In how many of the above rows are the given details correctly matched? -
2026 · Q63 · General Studies · 2 marks
With reference to the organisations under the Government of India, consider the following details: 1. Central Economic Intelligence Bureau (CEIB) - To coordinate between various law enforcement agencies - Ministry of Home Affairs. 2. Serious Fraud Investigation Office (SFIO) - To investigate complex corporate frauds - Ministry of Finance (MCA). 3. Central Bureau of Investigation (CBI) - To preserve values in public life and ensure the health of the national economy - Ministry of Personnel, Public Grievances and Pension. In how many of the above rows are the given details correctly matched? -
2025 · Q2 · General Studies · 2 marks
Which of the following are the sources of income for the Reserve Bank of India? I. Buying and selling Government bonds II. Buying and selling foreign currency III. Pension fund management IV. Lending to private companies V. Printing and distributing currency notes Select the correct answer using the code given below: