Q87 · UPSC Prelims 2019 · Set A · Current Affairs and GK

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Consider the following statements: The Reserve Bank of India's recent directives relating to 'Storage of Payment System Data', popularly known as data diktat, command the payment system providers that 1. they shall ensure that entire data relating to payment systems operated by them are store in a system only in India

A 1 only
B 1 and 2 only
C 3 only
D 1, 2 and 3

Correct answer: (a) 1 only

Explanation

  1. A

    1 only

    (a) 1 only. RBI’s 2018 storage circular requires payment-system data to be stored in India (end-to-end transaction details). It does not require the systems to be owned by public-sector enterprises, nor a consolidated audit report to CAG by 31 December. Only statement 1 is correct. Official key.

  2. B

    1 and 2 only

    (b) 1 and 2 only. PSU ownership of payment systems is not the diktat. Not the key.

  3. C

    3 only

    (c) 3 only. The audit trail goes to RBI, not to CAG on a 31 December mandate as stated. Not the key.

  4. D

    1, 2 and 3

    (d) 1, 2 and 3. Statements 2 and 3 fail. Not the key.

Summary. Official key is (a). Data localisation for payment systems is the core of the 2018 RBI circular. Ownership need not be public-sector, and CAG is not the named auditor of that circular. Honour (a).

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