Why in news
- The 10th Central Sanctioning and Monitoring Committee (CSMC) meeting approved 1.93 lakh additional urban houses under PMAY-U 2.0.
Key terms
Beneficiary Led Construction
A PMAY vertical providing direct financial assistance to individual EWS families to construct or enhance houses.
Affordable Housing in Partnership
A PMAY vertical where state or private partners build EWS housing projects with central financial assistance.
Economically Weaker Section (EWS)
A household income category defined under central housing schemes to target direct financial subsidies.
CSMC
Central Sanctioning and Monitoring Committee chaired by MoHUA Secretary to review and approve state housing proposals.
What is PMAY-U 2.0?
- A centrally sponsored urban housing scheme implemented by the Ministry of Housing and Urban Affairs (MoHUA).
- Aims to provide all-weather pucca houses to eligible urban families belonging to EWS, LIG, and MIG categories.
Implementation Verticals and Progress
- Executes housing through four verticals: Beneficiary-Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
- Cumulative sanctions under PMAY-U 2.0 reached 20.80 lakh houses across participating States and Union Territories.
- Promotes gender empowerment by ensuring 97% of houses are allotted either in sole female ownership or joint ownership.
Why it matters
- Addresses urban housing shortages while promoting social equity and property ownership for women.
Prelims facts
- PMAY-U 2.0 operates under the Ministry of Housing and Urban Affairs across BLC, AHP, ARH, and ISS verticals.
Mains discussion
- Evaluate the role of PMAY-U 2.0 in addressing urban housing shortages and empowering women through asset title rights.
Source: PIB Press Release
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