A
Affordable Rental Housing (ARH)
B
Beneficiary Led Construction (BLC)
C
Interest Subsidy Scheme (ISS)
D
Affordable Housing in Partnership (AHP)
Correct answer: (b) Beneficiary Led Construction (BLC)
Explanation
Option B is correct because Beneficiary Led Construction (BLC) is the PMAY vertical providing direct financial assistance to individual EWS families for house construction or enhancement. AHP, ARH, and ISS serve different implementation frameworks.