Q11 · UPSC current affairs · 6 September 2026 · PIB · Emergency Credit Line Guarantee Scheme 5.0 ECLGS NCGTC

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Consider the following statements regarding the Emergency Credit Line Guarantee Scheme (ECLGS) and its management:1.NCGTC is a wholly owned company functioning under the Ministry of Commerce and Industry.2.The ECLGS provides 100% credit guarantee coverage to lenders rather than direct cash subsidies to borrowers.Which of the statements given above is/are correct?

A 1 only
B 2 only
C Both 1 and 2
D Neither 1 nor 2

Correct answer: (b) 2 only

Explanation

Statement 1 is incorrect because NCGTC is a wholly owned company under the Department of Financial Services, Ministry of Finance, not the Ministry of Commerce and Industry. Statement 2 is correct as ECLGS provides 100% credit guarantee coverage to lenders rather than direct cash subsidies to borrowers.

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