Correct answer: (b) Only two
Explanation
- A
Only one
Only one. Joint liability and bank support both hold; SBI-as-originator does not.
- B
Only two
Only two. SHGs share responsibility for a member’s loan; RRBs and commercial banks finance them. The programme was not originally an SBI invention — NABARD / MYRADA lead that history.
- C
All three
All three. Statement 1 is the miss.
- D
None
None. Two statements stand.
Summary. Official key is (b) only two. An SHG is a joint-liability group; RRBs and scheduled commercial banks lend to SHGs (often via NABARD refinance). The SHG–bank linkage was not originally initiated by SBI as the scheme’s author.
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