Q10 · UPSC current affairs · 25 September 2026 · News · IRDAI Regulations on Insurance Commissions

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In the context of the recent regulatory developments concerning insurance commissions, what action did the IRDAI propose across the health, term, and motor segments?

A Banning online web aggregators from selling insurance
B Mandatory state-owned underwriting for all policies
C Revised caps on distributor commissions
D Complete deregulation of all distributor commissions

Correct answer: (c) Revised caps on distributor commissions

Explanation

The IRDAI proposed revised caps on distributor commissions across health, term, and motor segments, making option C correct. Option D is incorrect because caps were proposed rather than deregulation. Options C and D are factually unsupported by the text.

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