A
A direct financial transfer made by an individual to a business entity for commercial goods or services.
B
A peer-to-peer money transfer between two family members using mobile numbers.
C
A government subsidy disbursement directly into a beneficiary's Aadhaar-seeded bank account.
D
An international remittance routed through foreign exchange reserves.
Correct answer: (a) A direct financial transfer made by an individual to a business entity for commercial goods or services.
Explanation
Option A is correct as it accurately defines a person-to-merchant digital financial transfer made by an individual to a business entity for commercial goods or services. Options B, C, and D define entirely different types of transactions.
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