Q125 · UPPSC Prelims 2022 · Set B · General Studies

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Which one of the following is the targeted group under the 'Pradhan Mantri Swanidhi Scheme'?

A Landless agricultural labourers
B Marginal farmers
C Street vendors
D Dairy farmers

Correct answer: (c) Street vendors

Explanation

  1. A

    Landless agricultural labourers

    Option (a) claims landless agricultural labourers are the target group, which actually refers to beneficiaries of schemes like MGNREGA. Therefore, this option is incorrect.

  2. B

    Marginal farmers

    Option (b) claims marginal farmers are the target group, who are instead covered under PM-KISAN. Therefore, this option is incorrect.

  3. C

    Street vendors

    Option (c) claims street vendors are the target group under the PM SVANidhi scheme, providing them affordable working capital loans to resume livelihoods affected by COVID-19. This accurately identifies the core beneficiaries of the scheme launched in June 2020, making it the correct key.

  4. D

    Dairy farmers

    Option (d) claims dairy farmers are the target group, who are instead supported via initiatives like the Kisan Credit Card or Rashtriya Gokul Mission. Therefore, this option is incorrect.

Summary. Official key is (c) Street vendors. The Pradhan Mantri Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme was launched in 2020 by the Ministry of Housing and Urban Affairs. It specifically targets urban street vendors to help them restart their businesses. Confusing this with rural or agricultural welfare schemes is a common error. Option (c) is the correct answer because it directly names the intended beneficiaries.

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