Q121 · UPPSC Prelims 2020 · Set A · General Studies

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With reference to 'Ayushman Bharat Yojana' which of the following statement(s) is/are correct?1.This Yojana provides free health insurance of Rs. five lakh per person.2.The expenses incurred in this Scheme (Yojana) is shared between the Centre and State in 60: 40 ratio.Select the correct answer from the codes given below.

A 1 only
B 2 only
C Both 1 and 2
D Neither 1 nor 2

Correct answer: (b) 2 only

Explanation

  1. A

    1 only

    Statement 1 is false: PM-JAY covers up to ₹5 lakh per family per year, not per person. ‘1 only’ therefore fails.

  2. B

    2 only

    Statement 2 is correct for most States: the Centre–State sharing of PM-JAY costs is 60:40 (90:10 for North-Eastern and three Himalayan States). Statement 1 fails, so 2 only is the official key.

  3. C

    Both 1 and 2

    Both cannot stand because the per-person wording in statement 1 is wrong.

  4. D

    Neither 1 nor 2

    Neither would throw out the 60:40 sharing rule, which is the standard funding pattern.

Summary. Official key is (b) 2 only. Ayushman Bharat PM-JAY is a family floater of ₹5 lakh, funded 60:40 in general category States. Honour the stored letter (b).

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