A
1 only
B
2 only
C
Both 1 and 2
D
Neither 1 nor 2
Correct answer: (b) 2 only
Explanation
Statement 1 is incorrect because the Payment and Settlement Systems Act, 2007 empowers the Reserve Bank of India (RBI), not the Ministry of Finance, as the primary payment regulator. Statement 2 is correct as changes notified under this Act bar bank charges on digital transactions up to Rs 2,000 via UPI and RuPay debit cards.
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