Pradhan Mantri Awas Yojana - Urban 2.0 — UPPSC current affairs 17 October 2026

The 10th Central Sanctioning and Monitoring Committee (CSMC) meeting approved 1.93 lakh additional urban houses under PMAY-U 2.0.

Beneficiary Led Construction

A PMAY vertical providing direct financial assistance to individual EWS families to construct or enhance houses.

Affordable Housing in Partnership

A PMAY vertical where state or private partners build EWS housing projects with central financial assistance.

Economically Weaker Section (EWS)

A household income category defined under central housing schemes to target direct financial subsidies.

CSMC

Central Sanctioning and Monitoring Committee chaired by MoHUA Secretary to review and approve state housing proposals.

A centrally sponsored urban housing scheme implemented by the Ministry of Housing and Urban Affairs (MoHUA).
Aims to provide all-weather pucca houses to eligible urban families belonging to EWS, LIG, and MIG categories.

Executes housing through four verticals: Beneficiary-Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
Cumulative sanctions under PMAY-U 2.0 reached 20.80 lakh houses across participating States and Union Territories.
Promotes gender empowerment by ensuring 97% of houses are allotted either in sole female ownership or joint ownership.

Addresses urban housing shortages while promoting social equity and property ownership for women.

PMAY-U 2.0 operates under the Ministry of Housing and Urban Affairs across BLC, AHP, ARH, and ISS verticals.

Evaluate the role of PMAY-U 2.0 in addressing urban housing shortages and empowering women through asset title rights.

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