Q4 · UPPSC current affairs · 28 September 2026 · News · Credit Deposit Ratio and Bank Liquidity Dynamics

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Which of the following Basel III metrics requires commercial banks to maintain a stable funding profile in relation to their off-balance-sheet assets and activities?

A Liquidity Coverage Ratio
B Capital Conservation Buffer
C Credit-Deposit Ratio
D Net Stable Funding Ratio

Correct answer: (d) Net Stable Funding Ratio

Explanation

Option D is correct as the Net Stable Funding Ratio (NSFR) is the specific Basel III metric requiring banks to maintain a stable funding profile in relation to off-balance-sheet assets and activities. Options A, B, and D refer to different financial ratios or buffers with distinct definitions.

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    With reference to creation of new All India Service, which of the following statements is/are correct? 1. In the national interest, the Rajya. Sabha can pass a resolution for creation of new All India Service. 2. The resolution for creation of new All India Service must be passed by the Rajya Sabha by two-third majority of the total members of the house. Select the correct answer from the code given below:

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