Q10 · UPPSC current affairs · 25 September 2026 · News · IRDAI Regulations on Insurance Commissions

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In the context of the recent regulatory developments concerning insurance commissions, what action did the IRDAI propose across the health, term, and motor segments?

A Banning online web aggregators from selling insurance
B Mandatory state-owned underwriting for all policies
C Revised caps on distributor commissions
D Complete deregulation of all distributor commissions

Correct answer: (c) Revised caps on distributor commissions

Explanation

The IRDAI proposed revised caps on distributor commissions across health, term, and motor segments, making option C correct. Option D is incorrect because caps were proposed rather than deregulation. Options C and D are factually unsupported by the text.

Same topic · past papers

UPSC has asked this before

These previous-year questions sit on the same topic. Open one to practise the earlier ask.

  1. 2020 · Q121 · UPPGS

    With reference to 'Ayushman Bharat Yojana' which of the following statement(s) is/are correct? 1. This Yojana provides free health insurance of Rs. five lakh per person. 2. The expenses incurred in this Scheme (Yojana) is shared between the Centre and State in 60: 40 ratio. Select the correct answer from the codes given below.

    View answer →

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