Revision summary
Official key is (b) 1, 3 and 4 only. Individual cyber policies typically pay to restore systems after malware, hire incident help, and fund certain legal defence. They do not buy a new computer because someone smashed it.
Model answer
Introduction
(a) 1, 2 and 4 only. A new computer after wilful damage is usually excluded; consultant/legal costs can be in.
Summary. Official key is (b) 1, 3 and 4 only. Individual cyber policies typically pay to restore systems after malware, hire incident help, and fund certain legal defence. They do not buy a new computer because someone smashed it.
Body
- B
1, 3 and 4 only. Malware restoration, specialist consultant, and legal defence. Replacing a physically smashed PC is not a standard cyber cover.
- C
2 and 3 only. Keeps the smashed-PC limb.
- D
All four. Statement 2 fails.
Summary. Official key is (b) 1, 3 and 4 only. Individual cyber policies typically pay to restore systems after malware, hire incident help, and fund certain legal defence. They do not buy a new computer because someone smashed it.
Conclusion
Summary. Official key is (b) 1, 3 and 4 only. Individual cyber policies typically pay to restore systems after malware, hire incident help, and fund certain legal defence. They do not buy a new computer because someone smashed it.
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